For businesses

Lend & Borrow money with people you care about.

Loans without the awkwardness: Zirtue simplifies peer to
peer lending and borrowing.

Loan to Matt




  • Repayment period One-time
  • Repayment date June 16
  • Total payback amount $1,014.64

Lend money with certainty

Get your loan back smarter and faster.
Set your payback terms and let automatic payments do the rest.

Borrow money with confidence

Set a custom amount you’d like to borrow and agree on the repayment details with your lender.

  • You’re borrowing


  • From

    Jane Doe

  • Payback period (3 months)

    April 23 - June 23

  • Total interest you pay


Direct Bill Pay

More transparency with an immediate impact. Use Zirtue to borrow and lend for a specific bill.

Payments made simple

See exactly how much you're paying each month. Track your payments and loans all in one simple place.

Security is a top priority

We're serious about security. We use patent-pending technology to ensure your personal and financial information is fully encrypted and securely stored.


With the Zirtue account your money goes directly into your pockets, not ours.


Set up recurring or one-time payments. From rent to utilities, you decide where your funds are going.

Peer to peer

Connect with people you trust. Loan and receive funds between loved ones, without the pressure.

Ready for smarter and faster loans?

Get Zirtue and open your account today.
Available on iOS and Android.

Become a Zirtue partner

31% of Americans struggle to pay their bills on time. Zirtue helps both people and businesses by simplifying peer-to-peer loans for bills.

Learn more