Unlock the support you need

Zirtue lets your friend or family member step in and cover your expenses directly, giving you the breathing space to repay on terms that work for you — not against you. Scan the QR code below to download Zirtue.

Unlock approval after loan rejection.

Connect your loan using your account number and send a request to one friend or family member. They pay forward, you pay it back later.

Manage money together, hassle-free.

With Zirtue, your relationship is your credit. Avoid predatory lenders with high-interest rates and get your loan paid safely and directly.

Credit card mockups

Send a request

Send a request to your family members or trusted friends using a phone number, in just a few taps.

Get your loan funded

Once your loan is accepted, funds will be directly send to your loan. You'll receive a notification of the payment status.

Repay later

Automatic repayments help you stay on track with your loans, so you can focus on what's important to you.

Zirtue stories from real people

"I needed a loan to pay my bill and my friend was there to the rescue. Was easy to register, sent the link to my friend, bill paid and set up the payment arrangements with no problems. Lifesaver!"
"This is my second time borrowing through Zirtue, and with good reason. It allows borrowers like me to be transparent with the need with actual people, and not some lender-bot AI."
"I was able to send a loan request to a family friend and she was able to download it with ease. Funds were sent and my bill was paid! Definitely looking forward to using it again!"

We give you the security you deserve

Zirtue

Predatory Lenders

No credit check
Repayment on your terms
No interest rate
No payment penalties
Loan forgiveness

Request a loan today

We know that asking for help can be damn hard, but we're here to make it easier for you. Choose your way to ask for help and make money chats less awkward.